FAQ
Am I Ready to Be a Homeowner?
If you have stable income, manageable debt, and savings for a down payment, you may be ready. We can also guide you with financial planning and property options that fit your budget.
Is Renting or Buying Better?
Renting offers flexibility, while buying builds long-term equity and security. If you’re looking for investment growth and stability, owning is usually the smarter choice.
What Is the Lender’s Formula?
Lenders typically check your credit score, income, existing debt, and repayment capacity before approving a loan. We can connect you with trusted banking partners to simplify this process.
What Do I Look for in Homes?
Key factors include location, connectivity, amenities, budget, and future value growth. At Sampatti, we shortlist properties based on your lifestyle and investment goals.
Do I Need a Home Warranty?
A home warranty isn’t mandatory but can provide peace of mind by covering repairs or replacements of certain appliances and systems. We can guide you on when it’s worth considering.
What Should I Expect at Closing?
Closing involves signing final documents, transferring funds, and officially becoming the owner. Our team ensures a smooth process with complete transparency in paperwork.
What Is Pre-approval?
Pre-approval is a lender’s confirmation of how much you can borrow based on your financials. It strengthens your position as a buyer and speeds up the property selection process.
Am I Ready to Rent?
If you’re not ready to buy but want flexibility, renting is a good option. We offer both ready-to-move rental spaces and premium leasing solutions.
What Should I Offer?
Your offer depends on property value, market conditions, and your budget. Our experts analyze the market to help you make a strong and fair offer.
Can I Ask You for Advice?
Absolutely! At Sampatti, we’re committed to guiding you through every step—whether it’s buying, renting, or investing. You can always reach out for personalized advice.